You caused a car accident and drank in addition to the property code. The insurance company does not reimburse you for the liability incurred by your spouse or persons who came into contact with them at the time of the event in the company.

I heard that in the event of a traffic accident, the insurance company did not pay me some codes. Can you specify what the insurance company does not cover?
The 6th Act specifies the scope of compensation that the insurance company will provide to the injured party as a insurance company.

However, in FIG. The insurance company does not reimburse the code suffered by the driver of the vehicle, the operation caused the code. According to the following, the following codes are generated by the spouse of the person or the person who lived with the person at the time of the event: the code caused by damage, destruction or loss of the goods and the codes caused by the theft of the thing, if the natural person lost the ability to take care of it. code, which has the nature of a profit, the castle to these persons only in the case, if related to the code for health.

The Insurer does not reimburse the code on the vehicle, the operation of which caused the code, and on the items transported by this vehicle.

If the code is complicit in the damage, then, to the extent that he is responsible for the code, he will not receive compensation for the code on the vehicle, the operation caused the code, or compensation for the code on items transported by this vehicle, except for the code caused on the item reindeer or with you.

labelFLOTILOV POJITN:
how to save on insurance

The wage is paid for the code caused by damage, destruction or loss of property, as well as the code created by theft of property, if the natural person has lost the ability to take care of it. and a code which has the nature of a profit accruing between the vehicles of a combination of vehicles consisting of a motor vehicle and a trailer, as well as the code on items carried by those vehicles, unless the code was caused by the operation of another vehicle. This means that the codes given in the event of an accident between the vehicles of the set are not covered.

According to the unpaid code, the cargo of the stationary vehicle was handled.

According to the insurer, the insurer did not reimburse or pay the costs of providing a sickness, sickness benefit (pension) or retirement benefit due to a health or death code which suffered the driver of the vehicle, the operation of which caused this code.

The insurance also does not apply to the code caused by the operation of the vehicle during its part on an organized motor race or competition, with the exception of the code caused during such a part, if the driver is obliged to comply with the rules of traffic on the road.

According to the unpaid code, it was created by the operation of the vehicle in the event of a terrorist act or event, if this operation has a connection with this act or event.

In the event that the code was caused to the owner of the vehicle by the operation of his vehicle, which at the time of the creation of the code was given by another person, the castle of the owner or these persons only the code to health or death. In the same way, the insurance company and the castle proceed only to the code for the health or death of persons who properly treated the vehicle as their own or with whom they perform for themselves for the first time, and the operation of this vehicle caused these code (as if the owner) origin of the code worked by another person. In these cases, the damage compensation for the damage carries the full impact of the traffic accident.

labelVEHICLE INSURANCE
When will the obligation to pay it expire?

Pklad
I own a vehicle or, in the second case, rent a car (I will lease it as my own) and ask him who will use this car to code the property (if the automatic gare door, I will cross my leg). The insurance company only pays for the health code. I have to apply for the reimbursement of property codes directly on the coil.

I made a car that my father drank for me and I damaged my husband’s car parked in front of the house. Will Manela pay for the insurance code?
The owner (ie the father) insured the vehicle with which the code was caused against the code caused by the operation of the vehicle. Although you are in the role of a insurer, for which the insurer should pay the code caused, because the scope of the insurer includes any person who is responsible for the code caused by the operation of the vehicle specified in the insurance contract. However, according to the law, the code is not reimbursed, for which you are responsible for the answer to your husband in addition to the code for health and death.

ryvek from the book: Povinn ruen

1. dl: car code from an unknown culprit must be reimbursed
2. dl: Operator hldanho park the answer for the code

3. dl: Determined according to the fault depending on the caused code
4. dl: To replace the code I have a connection and three months

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