The Czech Social Security Administration will be sending out a press release these days with overviews of so-called retirement accounts. Addresses will find out from a clear view whether they do not have any cities in their retirement records in their work history. Ji Biskup, Deputy Director of the SSZ, explains what to do when the discrepancy appears and why the pension account is under control.
The mass distribution report with the pension records will take place for the second time, for the first time last year in lt. How many people will receive reports this year and which ronky?
This year, more than one hundred thousand people of pre-retirement age will receive a letter with an overview of their retirement account. The Czech Social Security Administration will send these reports from half of them free of charge to mailing lists born in 1955 and one year born in 1958. so they have it or they will have it available.
If someone has a data box, will they get an overview automatically via the data box, or at the same time?The document will be sent to Kadma in only one way. The owner of the data boxes will be sent to the data boxes, among others to the address that the SSZ has in the records. For example, people who stay outside their official housing and do not receive a view for this reason can contact any district administration of social security.
How to find out the information people know from this perspective?
From the sent overview of the retirement age, you will find out whether the SSZ has in its records all the documents about their working history and how many times their insurance period is. The overview contains the sentence and the total sum of retirement insurance periods, ie the so-called years worked, or replacement insurance periods, for example, the time kept in the records of the number of jobs. It also lists the bases of remuneration (installments / incomes) and the exclusion of periods (for example, periods of temporary incapacity for work) since 1986. Practically and therefore the key is that the overview also shows the sum of unregistered periods and people can see immediately whether empty Cities have only two days, possibly a month, or whether there are mistakes for several years.
Do you actually send for these reports?
The automatic sending overview of the period of connection proved to be a beneficial service, which our clients evaluated positively. Some of them realized that in their daily hustle and bustle they didn’t even realize that they were going well. Thanks to the overview, they easily and effortlessly checked themselves and checked whether they met the condition of retiring the required retirement period.
If it happens that our clients discover certain shortcomings and shortcomings in their records, they can take you, ie go for a lot of retirement before the business, load and positively influence both your retirement and the time of your retirement.
In addition, the sending of data can also lead people to a preliminary informative sweat in the old-age pension. According to the instructions, it is enough to add the calculators to the pensions available on the SSZ website.
Is it ever necessary to find the necessary documents? What complex cases do SSZ and district administration staff encounter?
These complex cases include the first obtained document, which can prove the unrecorded time of employment. Sometimes people don’t find them or they have only a fraction of them, the employer does not exist, there is no first successor, so there are no documents in the archives.
We also encountered situations where documents were stored in the archive, which was affected by floods, and the necessary documents were destroyed. First of all, in these situations, it’s a good idea to go to the district office first and consult. In some cases, it is possible to force the institute to view witnesses, but it also has its own rules.
The case of our experts and entrepreneurs, who did business for several years in the nineties, after 1989. Many did not pay insurance premiums and therefore it was not possible to spend this time. Unrecognized for several years did not threaten their retirement, but it negatively affected his life. Then it is possible to mention the situation when the people worked in the so-called non-contractual foreign countries, that is, in the states with which the Czech Republic does not have a contract on social security. This period could not be taken into account for the entitlement to the Czech pension.
If the people find out that they have gaps in their records, how should they proceed?
We recommend that you thoroughly check the sending of the data, even if you find out from the sum of the registered times that they have worked a sufficient number of years. We definitely recommend that people with documents drink at the district administration of social security, where experts explained to them which of them can be registered before the start of the retirement and which documents are submitted and during the drafting. Of course, they will be consulted in other matters connected with the period of insurance. It is not possible to send documents to adu unhlen.
Which documents are submitted and at the time of writing enough about the pension and which documents will be returned in the event of a demonstrable flea city?
For example, birth certificates cannot be submitted in advance. The time of childcare is always proven and when you start a lot of retirement. Sometimes people are surprised that we drill an employment contract sent to them back, for example, without even registering the document. It is important to know that the document must be clear, especially from when to when the insurance period and the compensation period lasted. Therefore, for example, a change in the employment contract is not probable, because it contains only the date of entry into employment, does not prove the entire length of its duration, or does not prove the fact that the employment was actually performed. The time cannot be recorded even on the stock without a copy of the document. My experts at the district administration of social security are free of charge or have a copy of the notebook. It is therefore always up to the city to first consult with our experts, not the documents you enter in the SSZ records.
A little different situation is with the businessman, more precisely OSV. He will not see the period of self-employment in 2015 in the overview. As a rule, the following is transferred to the records year after year in which they submitted a statement of income.
What will people ever find out that when they reach retirement age they will lack the necessary insurance time? Is it happening?
These situations happen, and for a reason, they have to be rejected for enough to retire. In practice, let us meet, for example, the fact that people who have been paid disability pension I. or II. degree, in the past the wall of invalidity pension, often and at the time of the initiative enough about the pension you find that this period is not in itself a period of retirement insurance. And if they did not work at the time of this pension, they should not be eligible for the old-age pension. If the necessary time is missing, I recommend that you hire an expert in the district administration of social security and find out the possibilities of how hunters can. In some cases, especially if the missing time to earn a pension is not long, it can be completed or paid in the form of voluntary pension insurance.
How can complications occur if I have a clue in my city register, I have a hand over it and I start to believe, and when do I have to retire?
Missing retirement insurance periods can not only have a negative effect on the retirement age, but can also jeopardize the retirement entitlement, ie cause the retirement entitlement to not arise at all, or arise in a short period of time, but several years later. The added document has a direct effect on the length of the pension and thus divides the first payment of the pension. We have experience from practice that obtaining a missing document can sometimes be really complicated and take a long time.
Do you fulfill the distribution of pension accounts even with young ronkm?
The clear view is replaced by a member of the front door. We also recommend paying attention to the time of the pension insurance for young people. Even young people should realize that the periods of retirement insurance are not important only for the old-age pension. Periods of retirement insurance play a role in a situation where there is an external disease, once an accident, which negatively affects health. Even for the right to a disability pension, the required period of insurance is determined, similarly, the period of the pension insurance is important for the creation of a right to a survivor’s pension, which at least guarantees the financial income of families after the deceased. If a specific situation occurs, such as unemployment, illness, caring for a disabled person, living abroad, etc., it is up to the city to consult the OSSZ.
Who wants to have their pension under control, how can I get an overview with a pension account?
Regardless of the number of births, I can apply once a year for the sending of an informative personal letter of the pension insurance, or if he is the owner of the data box, I can check my account online on the eZol SSZ, which is such an online self-service.
How often or in what cases should we look to see if we have a retirement account in our horses during our career?
I recommend people to check their account at any time after the change of employer, for example in the middle of the following year after the termination of permanent employment. Here’s how to find out if there are any discrepancies in times and years, and if a problem occurs, they can fix it right away. As I have changed, the sending of an informative personal letter of pension insurance can be submitted once a year.
A number of people do not know what kind of old-age pension they will receive in the future. Would it not be possible to inform citizens at least orientan and send such an orientan propoet together with a pension account? Do you do something like that?
With the help of improved pension calculators, people get an idea of the future of their pension. By entering, the first data are listed on the insurance period. The calculator is intended for the general public and is available from the SSZ website. It combines the function of age calculators and tools for retirement, both in the current time and in the future, and 5 years before reaching retirement age. In the event of an increase in the future, three variants of automatically generated predictions based on the SSZ estimate of the development of the average wage in R are prepared, in a minimalist, medium and optimistic version. The client can then supplement my own estimate of the average wage and thus get a corresponding own prediction.