In 2008 we will moan under other conditions, we are not used to yet. Not only will the number of sicknesses increase for the first days of the illness, but also the number of sicknesses will be new. Stick to the one who will be sick according to ne msc.
The first days of illness are free
While with the advent of the New Year, there is no change in the number of insured persons within the scope of sickness insurance, a very significant novelty is the moment from which the employee has two sickness benefits. It can be reimbursed for him in his incapacity for work and at the moment when such a disease lasts for more than three working days. In other words, the sick leave is provided from the 4th calendar day of incapacity for work. We will see this most fundamental change in sickness insurance in the area.
Pklad: The employee fell ill on 17 January 2008 and the illness lasted until 23 January 2008. He will be ill from the 4th day of incapacity for work, ie from 20 January 2008 (although it falls on a Sunday) until 23 January 2008 ( 4 calendar days).
This restrictive condition, which seeks to prevent the illness of sick leave, applies only to sick leave. It does not apply, for example, to a child support group, which is also paid for by a sickness insurance employee, where the person entitled to receive this child from the first day (for example, a child).
If you take up employment for the New Year and get sick, you will get sick
The special change concerns the day of entry into employment. The day of entry into employment is considered for employees in the employment relationship the day before entering employment, for which the payment of wages or salary is due or for which the wage or salary is not reduced. In practice, it will look like this:
The employer will conclude an employment contract with the new employee from 1 January 2008 (case). For this day, you will receive a salary payment (or a fixed salary) and a share in sickness insurance according to the new regulations will take place on January 1, 2008. If the employee actually falls ill on January 2, 2008 and does not come to work, she will be entitled to .
This is only valid if the day of entry is a happy holiday. If, for example, someone concluded a contract on the first day of the month and it was Saturday, then in the event of his incapacity for work from Monday of that day, the day will not fall ill (from the point of view of checking, unlike the previous case, he did not enter and on sickness insurance).
Since the New Year, no new methodology has been introduced
In the event of a sick leave, there is a daily change in the base. In general, it is true that high-income workers are not so prone to receiving sickness because sickness simply does not pay for them. In the event of illness, they are affected by a sharp decline in income.
For employees, the daily redemption base is calculated from all income according to the insurance premium for the socially secure employee in the previous 12 calendar months immediately preceding the calendar month in which the event was covered by sickness insurance. This cup will last for the next few calendar days.
There are significant changes in the determination of percentage rates in the daily deposit base. It is evident (and probably not even in the table) that according to not one month, the sick people will be favored from the New Year by a percentage derived from the daily exchange rate.
60% DVZ (daily replacement deposit) by the 30th day of incapacity for work or quarantine
66% of DVZ from the 31st to the 60th day of PN or quarantine
72% DVZ from the 61st day of PN or quarantine
The daily exercise base itself is uneven for the sick and you have to go for the rest of the day. There are two limits for the reduction of DVZ, which have not changed since 1 January 2008, and therefore in:
I. reduction of feed 550 K a
II. reduction of the limit 790 K
The reduction of DVZ for the determination of daily sickness and support in the reinsurance of a family member is done as follows:
from plugs up to 550 K use 90%
with a contact exceeding 550 K, maximum bag up to 790 K, requires 60%
to stce above 790 K did not move.
How much will you be wasting from the New Year, in the following table:
|Vpoet in sick leave|
|Number of days of incapacity for work (calendar)|
|Because vymovac zklad (DVZ)||700 K|
|do 550 K|
reduction to 90%
|over 550 K to 790 K|
reduction to 60%
|over 790 K|
not taken into account
|Reduced DVZ||585 K|
60% of 585
351 x 27
66% of 585
383 x 1
|from the 61st day|
72% of 585
421 x 0
|Sickness total||9863 K|
The model calculation in the table will concern workers with an average wage in R, hovering around 21 thousand gross. Any sickness from the maximum daily exchange of 790 K would amount to 10,790 K in the same period.
A fundamental change in sickness insurance is only the abolition of sick pay in the first days and the growing support of patients with incapacity for work. The other changes are especially cosmetic, but these should mean a certain change in the working population.