You did not search for your retirement account. He will receive a pension from the state

Mr. Mirek has such an experience. Due to coronavirus, he was unable to find a new one. He therefore decided to retire. The Czech Social Security Administration (SSZ) found that one of the previous employers did not pay pension contributions for it for three years. This company I was employed with does not exist. It did not occur during the years to continuously check whether the mm in retirement benefits in the horseshoe. I will receive a pension from the state, he remarks.

According to the SSZ, the employer is overwhelmingly fulfilling his obligations, but a similar situation to which Mr. Mirek found himself cannot be ruled out. Although we regularly carry out inspections and in case of non-compliance, our employees, in cooperation with employers and policyholders, try to add, if there are several doubts of the employer at once, it happens that the period of insurance will not be recorded, says Jitka Drmolov, SSZ press spokesman.

If you use the ePortl SSZ, I can see if there is any missing data in the SSZ records. It can be determined that the information provided may not correspond to the actual situation, so the two can be used to correct, complete.

Several banks allow their clients to access electronic services through a banking identity. Many clients of the Czech Social Security Administration have thus recently gained the opportunity to log in to the SSZ ePortl and quickly check all the information. In addition, in one city, without the need for a personal visit to the district administration of social security, warns Drmolov.

Why is it important to check whether my employer has signed up for a pension insurance scheme?
The acquired period of retirement insurance is one of the basic conditions for the right to retirement, not only old-age, but also disability. If the employees did not base their participation in the pension insurance, it practically means that such a period of employment will not be reflected in the number of years of the pension insurance and when retiring it should not be surprising.

To check whether the employer has registered for sickness insurance?
Participation in sickness insurance is a basic condition for the payment of sickness insurance. It does not seem that an employee concludes a contract, nor would he be aware that such a contract did not establish his participation in sickness insurance. Therefore, you do not have to be entitled to such a sickness insurance benefit. The additional part on the sickness insurance can also extend the processing costs.

How often should I check whether mm in the SSZ records in the horseshoe?
We recommend checking this information at certain intervals after entering or leaving a new job. The employer has 8 days to pay the employee for sickness and pension insurance. The employer has the same period even at the end of employment. In some cases, this period is part.

And what to do when I find out some irregularities?
The fact that the current employer is not registered for retirement and sickness insurance does not necessarily mean that it is a mistake. If you turn to your employer, this may be the first situation where your current employment has not been based on insurance. If in doubt, contact your local district social security office.

Why should employees check whether the employer has submitted a record sheet of pension insurance for them?
Each employer is obliged to register your work activity and subsequently report it at various intervals to the Czech Social Security Administration through the registered pension insurance sheet. The employer is obliged to hand over a copy of the pension insurance record sheet to the same employee.

In the case of enough retirement, the missing retirement periods can be accompanied by duplicate records, but not all of these documents are kept for several decades in the career. In addition, this procedure prolongs the process of retirement. You can easily find out whether the SSZ has first arrived at the SSZ.

How do I get an overview of my retirement insurance periods?
A general overview of the period of pension insurance, which is registered by the Czech Social Security Administration, can also be obtained through the e-portal SSZ.

You can have an informative personal sheet of pension insurance prepared, which contains comprehensive information about the acquired periods of pension insurance, which contains data on the so-called replacement periods of pension insurance (for example, time kept in the records of job seekers, etc.). You have one year to compile it. You can easily apply for it directly via the SSZ ePortal, or you can have it sent to your data in the mailbox or at your address.